Conveyancing

Pricing our legal services - a client-centric approach.

The conveyance of residential real property or real estate:

  • purchase of freehold and leasehold residential properties;
  • sale of freehold and leasehold residential properties;
  • mortgages/remortgages.

People carrying out the work:

Name Status Years of experience in the field of work Supervisor, if applicable
Victoria Mortimer Partner, Solicitor 29 Not applicable
Jacqueline Purssell Associate 20 Victoria Mortimer
Lindsey Hodges Licenced Conveyancer 25 Victoria Mortimer
Katrina Allen Associate 17 Victoria Mortimer
Miles Pennett Conveyancing Executive 5 Katrina Allen
Jane Johnston Solicitor 1 Katrina Allen
Michael Christou Conveyancing Executive 3 Katrina Allen

Purchase of freehold/leasehold residential property

Summary of work:

The precise stages involved in the purchase of a residential property vary according to the circumstances.  However, below we have detailed some standard key stages that we will carry out on your behalf:

  • taking your instructions on the transaction;
  • checking finances are in place to fund purchase;
  • receiving contract documents and title and providing you with a legal report;
  • carrying out standard searches;
  • making any necessary enquiries of seller's solicitor;
  • giving you advice where appropriate on relevant documents and information received;
  • informing you of conditions on the mortgage offer;
  • sending contract and other documentation to you for signature;
  • liaising with you on a completion date (date from which you own the property);
  • exchanging contracts and notifying you that this has happened;
  • arranging for all monies needed to be received from lender and you;
  • completing purchase;
  • dealing with submission and payment of Stamp Duty/Land Tax;
  • dealing with application for registration at Land Registry.

The additional steps will apply if the property is leasehold:

  • reviewing the details of the Lease to make sure it validly grants the Leaseholder the necessary rights, easements  and interests, that the Lease contains all necessary covenants on behalf of the Landlord and management company, and the generally the Lease meets the requirements of your lender as valid security;
  • apportioning service charges and ground rent;
  • ensuring that any necessary indemnity policies are in place from the date of completion, including the indemnity policy to cover potential chancel repair obligations.

Assumptions:

It is important for you to appreciate that the information provided here is based on a number of assumptions, including that:

  • this is a standard transaction and that no unforeseen matters arise including, for example (but not limited to), a defect in title which requires remedying prior to completion, or the preparation of additional documents ancillary to the main transaction;
  • the transaction is concluded in a timely manner and no unforeseen complications arise;
  • all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation;
  • no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

If any of these key assumptions are incorrect, or change over time, we will need to provide you with a revised scope of work, revised timetable and revised fee estimate.

Exclusions:

It is important for you to appreciate that the information provided here is based on a number of assumptions, including that:

  • this is a standard transaction and that no unforeseen matters arise including, for example (but not limited to), a defect in title which requires remedying prior to completion, or the preparation of additional documents ancillary to the main transaction;
  • the transaction is concluded in a timely manner and no unforeseen complications arise;
  • all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation;
  • no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

If any of these key assumptions are incorrect, or change over time, we will need to provide you with a revised scope of work, revised timetable and revised fee estimate.

Estimated timetable: How long will my house purchase take?

How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes around 18 weeks. It can be quicker or slower, depending on the parties in the chain.  For example, if you are a first-time buyer, purchasing a new-build property with a mortgage in principle, it could take eight weeks. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between three and six months.  In such a situation, additional charges would apply.

Pricing – average cost or range of costs. Your pricing choice:

Our online quote generator will provide you with an indicative amount of how much it will cost you to purchase your property.  Our fees cover the standard work required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

Please click this link to our online quote generator for details of your indicative pricing.


 Sale of freehold/leasehold residential property

Summary of work:   

The precise stages involved in the sale of a residential property vary according to the circumstances.  However, below we have detailed some standard key stages that we will carry out on your behalf:

  • taking your instruction on the sale of the property;
  • making contact with you to gather information and carry out money laundering checks;
  • liaising with you to complete Property Information forms and Leasehold Information forms (where applicable) and obtain planning information;
  • checking and deducing freehold and/or leasehold title, drafting contracts for sale and sending these to the buyer’s solicitors;
  • requesting sales pack from landlord or managing agent and providing this to the buyer;
  • answering pre-contract enquiries and liaising with you to obtain supplementary information;
  • communicating with the buyer’s solicitors, the mortgage lender, the landlord or managing agent and your estate agent at key stages;
  • agreeing the deposit arrangements and notifying you of any issues;
  • liaising with you to sign the contract and facilitate the process of exchange;
  • obtaining redemption figure and estate agents account and preparing financial statements including apportionment of service charge and ground rent where applicable;
  • providing the buyer’s solicitor with replies to requisitions;
  • approving and amending the relevant transfer of title form;
  • liaising with you to sign the relevant transfer of title form;
  • producing a completion statement setting out the amount to be paid to you on completion after all necessary deductions;
  • collecting money on completion and repaying the mortgage, and paying your estate agent’s fee on your behalf;
  • redeeming the mortgage and preparing the discharge documents;
  • notifying you and the buyer’s solicitors of completion, and accounting to you for the balance of the sale proceeds.

Assumptions:

It is important for you to appreciate that the information provided here is based on a number of assumptions, including that:

  • any joint sellers are in agreement and they do not require separate correspondence or representation;
  • there are no title defects that need to be rectified or insured against;
  • the title is registered title;
  • you have one lender who is cooperative in respect of providing settlement figures when required;
  • if the property has been extended or altered, you are in possession of all the necessary documentary evidence of compliance with planning and building regulations;
  • you have full records and compliance certificate for all services;
  • if leasehold or subject to a rent, you have a receipt for rent payments and have not breached any title covenants.

If any of these key assumptions are incorrect or change over time, we will need to provide you with a revised scope of work, revised timetable and revised fee estimate.

Exclusions:

Despite our efforts to ensure that our role is clear, clients sometimes make incorrect assumptions about what we are and are not going to do for them.  To help avoid any such misunderstanding, we bring to your attention the fact that we are not providing you with any advice on any of the following:

  • advice on Tax issues;
  • negotiating price changes with the buyer;
  • anything not specifically identified in the Summary of Work above;
  • rectifying unusual or onerous defects in the freehold and/or leasehold title.

If applicable, we will price these and any other requirements separately for you.

When necessary, we will, in consultation with you, obtain such additional advice as is required from appropriately qualified third parties.

Estimated timetable for work: How long will my house sale take?

The normal estimate is 18 weeks, but this will depend on a number of outside factors and is a basic estimate. It could take longer than this if there is a chain involved, or it could happen quicker.

Note:
i.    Estimated timeframes run from when we receive your instructions to proceed and also the memorandum of sale from the estate agents confirming an offer has been accepted;
ii.   These timeframes are our best estimates only as there are many aspects of this matter over which we have little or no control.

Pricing – average cost or range of costs. Your pricing choice:

Our online quote generator will provide you with an indicative amount of how much it will cost you to sell your property.  Our fees cover the standard work required to complete the sale of your home.

Please click this link to our online quote generator for details of your indicative pricing.


Mortgage/Remortgage:

Summary of work:

The precise stages involved in a remortgage of a residential property vary according to the circumstances and the lenders involved.  However, below we have detailed some standard key stages that we will carry out on your behalf:

  • taking your instructions on the transaction;
  • checking finances are in place to fund the remortgage;
  • obtaining a copy of the title, investigating this title and reporting to the lender on any issues they wish us to raise with them.  We will not report to you on the title.
  • carrying out standard searches if they are required;
  • making any necessary enquiries of you for any information we need;
  • giving you advice where appropriate on relevant documents and information received;
  • informing you of conditions on the mortgage offer;
  • sending documentation to you for signature;
  • liaising with you on a completion date;
  • arranging for all monies needed to be received from lender and you;
  • completing the transaction;
  • dealing with application for registration at the Land Registry.

Assumptions:

It is important for you to appreciate that the information provided here is based on a number of assumptions, including that:

  • this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction;
  • the transaction is concluded in a timely manner and no unforeseen complication arise;
  • all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation;
  • no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

If any of these key assumptions are incorrect, or change over time, we will need to provide you with a revised scope of work, revised timetable and revised fee estimate.

Exclusions:   

Despite our efforts to ensure that our role is clear, clients sometimes make incorrect assumptions about what we are and are not going to do for them. To help avoid any such misunderstanding, we bring to your attention the fact that that we are not providing you with any advice on any of the following:

  • financial advice on the transaction including the effect if any of the Lifetime Mortgage on welfare benefits or alternatives to the Lifetime Mortgage;
  • taxation advice;
  • the effect of the Lifetime Mortgage on your Estate following your death including tax and inheritance issues and probate advice;
  • anything not specifically identified in the Summary of Work above;
  • advice or preparation of a declaration of trust or similar instrument to govern the details of your co-ownership of the property with anyone else.

If applicable, we will price these and any other requirements separately for you.

When necessary we will, in consultation with you, obtain such additional advice as is required from appropriately qualified third parties.

Estimated timetable:    How long will my remortgage take?

The normal estimate is six to eight weeks, but this will depend on a number of outside factors, and is a basic estimate.

Note:
i.    Estimated timeframes run from when we receive your instructions to proceed and the mortgage offer from your new lender;
ii.    These timeframes are our best estimates only as there are many aspects of this matter over which we have little or no control.

Pricing – average cost or range of costs. Your pricing choice:   

Our online quote generator will provide you with an indicative amount of how much it will cost you to mortgage/remortgage your property.  Our fees cover the standard work required to complete the mortgage/remortgage of your home.

Please click this link to our online quote generator for details of your indicative pricing.